PRODUCTS

InsurePay™

Pay-As-You-Go Workers’ Compensation Solution


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Proven Product

InsurePay processes more policies real-time than any other service provider in the world

End-to-End Solution

InsurePay provides insurance carriers with the ability to immediately offer Pay-As-You-Go solutions.

Largest Provider
Network

InsurePay has connections to thousands of payroll processing companies.
InsurePay™ delivers world-class solutions in the workers' compensation administration and insurance premium billing space designed to create opportunities and drive efficiencies for our partners and clients. We have earned the position as a leading provider of Pay-As-You-Go (PAYGO) workers' compensation billing due to InsurePay's simple, accurate and flexible approach to delivering this beneficial payment option for carriers, agents, payroll providers and policyholders.

InsurePay™ has streamlined the delivery of policyholder, payroll and premium data utilizing a Software-as-a-Service (SaaS) model and connected with many of the top insurance carriers in the industry.

Pay-As-You-Go is quickly becoming the preferred billing option due to real-time accuracy by policyholders, agents, payroll partners and insurance companies nationwide. Unlike traditional premium payment options, you can expect our PayGo Workers' Compensation program to have features and benefits that ensure predictable results.

  • Payroll company or self-reporting options available
  • Reduced or eliminated down payment or upfront costs
  • Automated premium calculation and collection via ACH
  • Premiums are paid based on actual payroll versus estimated
  • Reduces or eliminates year-end audit discrepancies due actual reporting
  • 24/7 access to premium calculations and payment history via secure portal
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Insurance Carrier


Offers a competitive PayGo Solution to your agents and customers

  • Increases revenue
  • Reduces operational costs
  • Real time access to payroll data
  • Reduces auditing time
  • Reduces bad debt


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Insurance Agent


Offers a competitive PayGo products to existing and new Customers.

  • Increases sales
  • Improves retention
  • Eliminates "audit anxiety"
  • Low upfront payment
  • Reduce bad debt


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Policyholder



Improve cash flow by reducing upfront costs and eliminating audit anxiety.

  • Low upfront payment
  • Automatic payments
  • Eliminates "audit anxiety"
  • Accurate premiums
  • Plug-n-play interface


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Payroll
Provider


Simplify processing policies
and offer a competitive solution

  • Multiple carriers, one process
  • Simple payroll reporting
  • Work with any insurance agent
  • Exposure to new business
  • Plug-n-play integration


Benefits to Insurance Carriers

InsurePay™ offers insurance companies a Pay-As-You-Go Workers' Compensation Solution for policyholders of all sizes. The program enables businesses to pay their premiums, each pay period, based on actual payroll rather than generated estimates. Insurepay™ takes the guesswork out of the year-end audit and offers a much smarter alternative than traditional payment programs.

Key Features

  • Ability to offer a competitive "Pay-As-You-Go" product.
  • Reduce operational costs including billing, collections, and auditing.
  • Provides real-time access to payroll data.
  • Ability to take advantage of payroll data for more predictable financial reporting, underwriting, commission, and claims payment.
  • Eliminate collections efforts by accurately monitoring policyholders.

Benefits for your Agents

  • Helps increase customer sales by offering a competitive product.
  • Pay-As-You-Go provides customers with a solution to help manage cash flow and reduce exposure at the end-of-year audit.
  • Improves retention at policy renewal.
  • Reduces servicing.
  • Reduces audit anxiety.

Benefits for your Policyholders

  • Reduces or eliminates the large down payments that often range between 20% - 50% of the total estimated premium.
  • Improves cash management by allowing policyholders to accurately compute premiums and avoid overpayment or underpayment to carriers.
  • Bases premiums on actual payroll instead of generated estimates, and eliminates the end-of-year settlement payment.
  • Reduces the risk of unfavorable audits by allowing policyholders to be completely aware of how much is due at the final premium audit.
  • Eliminates paper check writing with an automatic ACH processing that is completely transparent and available for viewing 24/7.
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Benefits to Insurance Agents

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InsurePay™ offers insurance agents a real Pay-As-You-Go Workers' Compensation Solution for both current and prospective clients. The program enables businesses to pay their premiums, each pay period, based on actual payroll rather than upfront generated estimates. Insurepay™ requires minimal or eliminated deposits, takes the guesswork out of the year-end audit and offers a much smarter alternative than traditional payment programs.

  • Helps increase customer sales by offering a competitive product.
  • Pay-As-You-Go provides customers with a solution to help manage cash flow and reduce exposure at the end-of-year audit.
  • Improves retention at policy renewal.
  • Reduces servicing.
  • Reduces audit anxiety.
  • Creates happy Customers.
  • Compete with predatory payroll processors (ADP, Paychex, Intuit).
  • Work with local Payroll Companies.

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Benefits to Policyholders

InsurePay™ offers policyholders a True Pay-As-You-Go Workers' Compensation Solution. This program enables businesses to pay their premiums, each pay period, based on actual payroll rather than generated estimates. InsurePay™ requires no additional costs, takes the guesswork out of the year-end audit and offers a much smarter alternative than traditional payment programs.


  • Reduces or eliminates the large down payments that usually range between 20% - 50% of the total estimated premium.
  • Improves cash management by allowing policyholders to accurately estimate premiums and avoid overpayment or underpayment to carriers.
  • Bases premiums on actual payroll instead of generated estimates, and eliminates the end-of-year settlement payment.
  • Reduces the risk of unfavorable audits by allowing policyholders to be completely aware of how much is due at the final premium audit.
  • Eliminates paper check writing with an automatic ACH processing that is completely transparent and available for viewing 24/7.
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Download Datasheet

Benefits to Payroll Providers

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Download Datasheet

InsurePay™ offers payroll providers a TRUE "Pay-As-You-Go" workers' compensation solution for both current and prospective clients. The product enables businesses to pay their premiums each pay period based on actual payroll rather than using the "best guess" approach of estimating annual payroll figures in advance.

Using InsurePay™ allows business owners to reduce or eliminate down payments and/or deposits. It also reduces year-end "Audit Anxiety" (this is the undue stress associated with waiting on your final premium reconciliation in the mail) and offers a much smarter alternative to traditional payment programs.



Are You a Payroll Provider?

Register as a Payroll Provider

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InsurePay™ is proud to have successfully completed the SOC 1 Statement of Standards for Attestation Engagements No. 16 (SSAE 16) audit.